Tools & Resources

Canadian Tax Calculator 2025

Federal + provincial tax with RRSP, FHSA, and charitable donation credit. Built for Canadian Christian men who want to understand where their money actually goes.

Income & Deductions

Employment Income (Gross)

Province

Deductions (reduce taxable income)

RRSP Contribution (max 18% of prior year income, up to $32,490)

FHSA Contribution (max $8,000/yr, lifetime $40,000)

Charitable Giving (generates tax credit)

Total Charitable Donations (tithe + other gifts)

Quick Tithe Fill

Sets donations to that % of your gross income

Your 2025 Tax Summary

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Effective Rate

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Marginal Rate

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Monthly Take-Home

Income

Gross Income—

RRSP Deduction—

FHSA Deduction—

Taxable Income—

Tax & Payroll

Federal Income Tax—

Federal Basic Personal Credit—

Provincial Tax (ON)—

CPP Contributions—

EI Premiums—

Charitable Donation Credit

Total Donations—

Federal Donation Credit—

Provincial Donation Credit—

Total Deducted from Paycheque—

Annual After-Tax Income—

After Tax & Giving—

Uses 2025 federal and provincial tax brackets. Includes CPP (5.95%, max $4,034), CPP2 (4%, up to $73.10), and EI (1.64%, max $1,049). Provincial surtax applied for Ontario. Charitable donation credit uses federal 15%/29%/33% and provincial rates. This is an estimate — for exact figures consult a tax professional or file with CRA.