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Resources I Actually Use

I am not a fan of recommendation pages that list everything under the sun with a five-star rating on all of it. That is not useful to anyone.

This page lists the tools, apps, and books I personally use or have used. Nothing here is on this list because someone paid me to put it there. Some links are affiliate links — marked clearly — which means I may earn a small commission if you sign up at no cost to you. That never changes what I recommend.

If I would not hand it to a man in my congregation and say "start here," it is not on this list.

Budgeting

Monarch Money (affiliate link) The budgeting tool my wife and I use. It shows two incomes, handles irregular income well, and does not feel like a punishment to open. Built for couples managing a shared financial life. Worth the subscription. → Try Monarch Money

Investing

Wealthsimple (affiliate link) Where we invest. Canadian, clean interface, no account minimums, and it handles TFSAs, RRSPs, and FHSAs in one place. If you are just starting and want to keep it simple, this is where I would tell you to begin. → Open a Wealthsimple account

Books

These are the books that have shaped how I think about money, stewardship, and the heart behind both. I have read all of them. I would not list one I have not.

Theology of Money

Redeeming Money — Paul Tripp The best book I know on the heart behind financial behaviour. Not a how-to. A diagnosis. Read this before anything else if you want to understand why you do what you do with money. → Get it on Amazon

Generous Justice — Tim Keller Keller on generosity, justice, and what Scripture actually demands of those with resources. Quietly convicting. → Get it on Amazon

Every Good Endeavor — Tim Keller On work, vocation, and why faithful effort matters. Not exclusively about money but it shapes how you think about earning, building, and stewarding. → Get it on Amazon

Counterfeit Gods — Tim Keller On idolatry — including money as an idol. Short, sharp, and uncomfortable in the best way. → Get it on Amazon

Money, Possessions, and Eternity — Randy Alcorn The most comprehensive biblical treatment of money I have read. Dense but worth it. → Get it on Amazon

The Art of Divine Contentment — Thomas Watson A Puritan on contentment. Written in the 1600s. More relevant than most things published this decade. → Get it on Amazon

Hunger for God — John Piper On fasting and desire. Included here because the discipline of a financial fast starts with understanding what you actually hunger for. → Get it on Amazon

Practical Personal Finance

The Total Money Makeover — Dave Ramsey The urgency in this book is real and useful. The debt payoff framework is adapted for Canada on this site but the underlying conviction — that debt is an emergency — is exactly right. → Get it on Amazon

I Will Teach You to Be Rich — Ramit Sethi Do not let the title put you off. Sethi's framework for automating your finances and defining your rich life is genuinely practical. Read it through a stewardship lens. → Get it on Amazon

The Psychology of Money — Morgan Housel The best book on how humans actually behave with money versus how they think they behave. Short chapters, high insight density. → Get it on Amazon

Millionaire Teacher — Andrew Hallam A Canadian teacher who built significant wealth on a modest salary through index investing. Practical, unpretentious, and genuinely Canadian context. → Get it on Amazon

The Millionaire Next Door — Thomas Stanley and William Danko The data on how actual wealthy people live is more boring — and more encouraging — than you expect. Slow compounding, low lifestyle inflation, consistent effort. → Get it on Amazon

The Richest Man in Babylon — George Clason Old. Simple. Still true. A good book to hand to someone just starting out. → Get it on Amazon

The More of Less — Joshua Becker On simplicity as freedom rather than deprivation. Connects well to biblical contentment. → Get it on Amazon

On Work and Ambition

Essentialism — Greg McKeown On doing fewer things better. Applies to money, time, and how you build a life. → Get it on Amazon

Godly Ambition — Ruslan KD On ambition that is rooted in faithfulness rather than ego. Worth reading if you wonder whether wanting to build something is compatible with following Christ. → Get it on Amazon

Some of the links above are affiliate links. If you click through and make a purchase I may earn a small commission at no cost to you. This does not change what I recommend. I have read every book on this list and personally use both the budgeting and investing tools. If I stop using something or change my recommendation, this page will be updated.

This page was last reviewed March 2026.

Have a tool or book you think belongs here? Use the Contact page and make the case.